We’ve compiled a comprehensive list of necessary resources to help navigate the buying process including what to expect, forms and documents, a list of trusted professionals and more.
For more information about any of the resources listed below, please use the form on this page, or click here to contact us.
Time Frame: Review, initial, sign and date upon your decision to work with us in finding your new home.
The Buyer’s Disclosure clarifies important information regulations and programs related to home ownership in Monroe County. It describes your relationship to your agent as a transaction broker (the default agency in Florida) or as a buyer’s or seller’s broker. It is chocked full of information to help the buyer understand the home buying process and much of what it entails.
All contracts used by Truman & Co. are created by attorneys for Florida Realtors to ensure that all parties are treated equitably. Here is a copy of the Florida Realtors sale and purchase agreement for residential real estate. Please take your time reviewing and ask us any questions that arise. We are here to help make the home buying process as easy and painless as possible.
Time Frame: Initiate immediately after property is under contract. Inspection period is a fixed time stipulated in the contract (usually 10-15 days after the Effective Date of the contract). Inspections, requests for repair, and/or contract cancellation must be completed within this time frame.
Required for Insurance: 4 Point Letter (Covers Electrical, Plumbing, Roof, & A/C-Heat) and Mitigation Forms for Windstorm Insurance Discounts
Highly Recommended: Full Home Inspection
May be Required (if full home inspection warrants further investigation): Mold, Roofing, Wood-Eating Insects, Swimming Pool, and/or any other inspection that may be necessary or desired.
Time Frame: Application is to be made immediately upon acceptance of offer. The contract default is within 5 days. A “strong” offer will be accompanied with a prequalification letter and funds verification for buyer’s cash responsibility. Written loan commitment is due within the time frame per the terms of the contract. If you have not already, visit our Financing page.
Time Frame: Contact upon completion of inspection period.
Time Frame: Closing Agent should call for the survey upon completion of inspection period in order to ensure a timely closing. If a fairly recent survey is available, a new survey may not be required. Consult with closing agent and lender for requirements. If a previous survey is available, contacting the same surveyor may result in cost savings.
Time Frame: Contact after all contingencies are met and prior to closing. As a courtesy to the buyer, it is customary for the seller to extend utilities one day past closing so that there is a seamless transition for the buyer.
Time Frame: As needed.
Time Frame: As needed.
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